Introduction


            Providing such medical schemes in a country like Kenya is very much beneficial to its people. The Republic of Kenya which is part of the continent of South Africa has been engage with a lot of health problems lately. In order extend some help to the society, the launched of medical schemes in public institutions will grant these people the appropriate services that they needed.


            It is no surprise that handling such medical schemes in public institutions requires a lot of hard work and patience to be able to harness the proper type of services that every individual needs. Each medical scheme should therefore have a responsible medical scheme council that will implement all the provisions related to the scheme (Anonymous, 2005). The success of each scheme will vary on its implementation. In South Africa, there are many medical schemes however, only few of them are being open to the public.


 


The Medical Schemes


            The provision of the medical scheme indicates a greater responsibility especially if it meant to be provided among public institutions. There are several types of medical schemes and each type corresponds to certain needs. Each individual should choose the most suitable option available for them. Medical schemes are provided to lessen the unnecessary difficulties that confront each person regarding mainly their health. Mostly the common problems encountered are related to the cost of the medical services.


            According to Mbogo (2008) there is a new medical scheme that will reduce the cost of health care in Kenya. Most of the Kenyans pay their hospital bills through their own pockets which becomes too much burden for them. The high cost of the medical care in their country is due to the failure of harmonizing the three pillars of medical services which are health service providers, patients and financiers (such as insurance company). To make the discussion shorter, the success of this particular scheme will depend on its implementation on the poor citizens of Kenya who definitely cannot afford expensive medications.


            “The best is to have a hybrid system that mixes social protection for the poor and competition through a free market,” said Dr Thakker. “This system ensures that those who can afford health insurance pay while those who cannot use a cheaper membership system.” ( Mbogo, 2008)


            Health is one of the complicated issues that a country is always encountering. Despite of the improvement in technology regarding the concept of the medications and facilities there are still many people who can’t afford providing their selves such health care needs. If the government will just take things seriously, then this problem will certainly be minimized. The goal should focus on the welfare of the people and not with the amount of earnings that they will have.


            It has been reported that the implementation of medical schemes among the government employees may lead to the progression of the health care system in the continent of South Africa. It would be a great advantage for them to have an access like that. Another advantage of medical schemes is that it also lessens the threat of having preventable diseases because the people will become more aware of the possible health trend happening in their locations (Anonymous, 2007).


Conclusion


            The idea of providing medical schemes in public institutions will gain a lot of criticisms.  More or less, it will encounter unnecessary problem within its implementations if not provided with proper management. The aim should focus on the welfare of the society as a whole and not only limited with those who can afford it. Every body is entitled with such opportunity therefore everybody is considerable top priority.


 


Recommendation


            To come up with such intention on managing medical schemes, it would be recommended that there should be an authorized person who will take the responsibility of rendering such services in every people. Another thing is that the government should learn to interact with its people; the connection gained with this will further result to more understanding between the needs of the entire society as public institutions are being rendered under the government policies.


 


References


Anonymous,2007, Government Employees Medical Scheme is a Key Driver for the South African Healthcare Industry, Business Wire,[Online].Available at http://www.allbusiness.com/services/business-services/4544882-1.html [accessed 7 August 2008]


 


Anonymous,2005, Social Health Insurance Scheme for All Kenyans: Opportunities and Sustainability Potential, Institute of Policy Analysis and Research, [Online]. Available at   http://www.ipar.or.ke/dp60pb.pdf [accessed 7 August 2008]     


 


Medical Scheme, n.d., [Online]. Available at http://www.medicalscheme.co.za/ [accessed 7 August 2008]


           


Mbogo,S.,2008, New Medical Scheme to Reduce Cost of Healthcare, Business Daily (Nairobi), [Online]. Available at http://www.propertykenya.com/news/515665-new-medical-scheme-to-reduce-cost-of-healthcare.php [accessed 7 August 2008]




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